i4 Integrated Services
All productsCore Banking System

RAAVA

Next-Generation Core Banking. Built for Africa.

RAAVA is i4 Integrated Services' flagship core banking system. It unifies wallets, mobile apps, internet banking, and offline USSD into a single, high-performance platform. Built for the realities of the African market, RAAVA gives financial institutions a secure foundation to scale and compete.

Core channels

Every way your customers bank, unified

One platform behind every channel — from smartphones to feature phones with no internet at all.

Wallet Banking

Fast digital onboarding and instant P2P transfers to lower the barrier for unbanked users.

Mobile Banking

Feature-rich, secure native apps for real-time account management, transfers, and card controls.

Internet Banking

Comprehensive web portals built for complex retail and corporate banking workflows.

USSD Banking

Low-latency offline banking that keeps services accessible on any device, without internet.

Security & scale

Resilience and compliance, hardwired in

RAAVA hardwires security and resilience into its foundation using end-to-end encryption, multi-factor authentication, and real-time fraud telemetry. Engineered for continuous availability, it leverages active-active redundancy across Tier IV data centers and high-availability cloud frameworks to maintain a 99% peak performance rate under heavy transaction volumes. The entire system is built to generate strict regulatory audit trails and maintain full compliance with central bank mandates and NDPA data privacy laws.

End-to-end encryption & MFA
Real-time fraud telemetry
Active-active Tier IV redundancy
Regulatory audit trails & NDPA compliance
Built for every institution

A competitive advantage for any financial institution

Whether you are a commercial bank modernizing legacy infrastructure, a microfinance institution scaling your reach, or a fintech launching a new application, RAAVA provides a reliable competitive advantage.

Developed by i4, backed by global partnerships with Microsoft and PECB.

Ready to power your banking operations?

Tell us where your institution is headed, and we'll show you how RAAVA gives you a secure foundation to scale and compete.